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Author Topic:   things you should know if you have debt...
katatonic
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posted July 27, 2010 11:02 AM     Click Here to See the Profile for katatonic     Edit/Delete Message
mods feel free to move this though i dunno where else you would put it either!!

months ago i mentioned in a debate with jwhop a young woman who was threatened by a debt collector that he would have her charged with terrorism for talking back to him...fortunately for her she knew he was talking out of his backside! he was far from unusual...so don't be fooled:

http://articles.moneycentral.msn.com/SavingandDebt/ManageDebt/debt-collection-horror-stories.aspx

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AbsintheDragonfly
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posted July 27, 2010 11:53 AM     Click Here to See the Profile for AbsintheDragonfly     Edit/Delete Message
Ugg. How awful. Thank you for posting that, as horrid as it is to read, for others to see it too.

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WinkAway
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posted July 27, 2010 01:24 PM     Click Here to See the Profile for WinkAway     Edit/Delete Message
Debt collectors are the worst.
I worked in a collections dept once and heard horror stories.
They assume the consumer doesn't know what they are talking about or what their rights are and can talk to them however they want...

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katatonic
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posted July 27, 2010 02:02 PM     Click Here to See the Profile for katatonic     Edit/Delete Message
my sister was a debt collector for years. she HELPED people work out how to pay their debts and stuck to the law and guidelines, never once threatening anyone or making their life a misery. there are all sorts as elsewhere in life! just be warned YOU HAVE RIGHTS.

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Valus
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posted July 27, 2010 02:33 PM     Click Here to See the Profile for Valus     Edit/Delete Message

I think the mods are sleeping.

This belongs in Labors of Love.

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Peri
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posted July 27, 2010 02:53 PM     Click Here to See the Profile for Peri     Edit/Delete Message
how about posting your own threads in the right forums first, Valus?

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katatonic
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posted July 27, 2010 02:58 PM     Click Here to See the Profile for katatonic     Edit/Delete Message
i see no earthly reason why it should be in LOL. nothing to do with that topic really. just general affairs.

the first line INVITES the mods to reclassify. when you are a mod, valus, i will bring the issue to you. as it is, one of the mods has already been to this thread so obviously she is not sleeping.

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LEXX
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From: Still out looking for Schrödinger's cat.........& LEXIGRAMMING... is my Passion!
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posted July 27, 2010 03:00 PM     Click Here to See the Profile for LEXX     Edit/Delete Message
katatonic is correct.
THIS DOES NOT BELONG IN LOL.

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Valus
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posted July 27, 2010 03:17 PM     Click Here to See the Profile for Valus     Edit/Delete Message

Peri,

I'm doing so, as best I can.

It's only fair that,
if my threads are going to be moved
then others' threads need to be, too.

I post a thread that touches on
theology, politics, and philosophy,
and a mod decides it belongs in philosophy.

The theological and political dimensions are
deemed secondary by the appointed moderator.
So be it. But let's be FAIR.

This thread touches only money.

WINK's thread touches only health.

Yours touched only Astrology.

If my multi-dimensional threads are moved,
then all of these should definitely be moved.

quote:

Labors Of Love

Career, money, work,...


I'm just helping to pick up the slack.

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katatonic
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posted July 27, 2010 03:23 PM     Click Here to See the Profile for katatonic     Edit/Delete Message
labors of love is NOT about money per se. the zodiac bumper stickers is a HUMOUR thread even if it mentions the signs.

once again even if your thread is moved the original stays here for people to notice and find their way there.

THIS thread is about current affairs, not how to make money from doing what you love or other spiritual methods.

oh and by the way, valus, re your thread about burying threads? the best way is NOT TO SHOW UP ON THEM. but i don't expect you to get that.

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Peri
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posted July 27, 2010 03:26 PM     Click Here to See the Profile for Peri     Edit/Delete Message
ok, Valus, what should be posted in LLC then in your opinion?

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Valus
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posted July 27, 2010 03:38 PM     Click Here to See the Profile for Valus     Edit/Delete Message
kat,

You're biased and you're making excuses.

My thread was placed in Universal Codes,
though it's not about philosophy per say,
nor is it about "universal codes".

This is a thread about money.
Pure and simple. No ambiguity there.

"Current events", lol.
You're reaching, as usual.

What could be more current
than the issues I've raised?


Peri,

So, you agree with me?

Evidently, rubbish belongs in LLC.

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AbsintheDragonfly
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Posts: 1009
From: Gaia
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posted July 27, 2010 03:42 PM     Click Here to See the Profile for AbsintheDragonfly     Edit/Delete Message
Well I'd move them to your KTKAA post, but I can't. SO since you want to pick up the slack, put your posts like the one I moved, into your KTKAA thread, and save us both some time.

Thanks.

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Valus
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posted July 27, 2010 03:54 PM     Click Here to See the Profile for Valus     Edit/Delete Message

I have no idea what that's supposed to mean, lol.
Another attempt to "send me to my room", no doubt.

I admit, I'm in a class by myself, but
we can still find a place for my insights
outside of my KTAA thread.

Stop stalling and move this thread where it belongs.

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LEXX
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From: Still out looking for Schrödinger's cat.........& LEXIGRAMMING... is my Passion!
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posted July 27, 2010 04:05 PM     Click Here to See the Profile for LEXX     Edit/Delete Message
This thread is in the right place.
The bottled one I agree should be at HAH.
ABS did as I suggested and moved her perfume sales thread to LOL.
Many of your threads Valus, are philosophical in nature and UC is a good place for some.
Others of yours not sure about.

------------------
Everyone is a teacher...
Everyone is a student...
Learning is eternal.
~Everyone is
gifted. Some simply open the package sooner~
}><}}(*>
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katatonic
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posted July 27, 2010 04:12 PM     Click Here to See the Profile for katatonic     Edit/Delete Message
no this is not a thread about money. it is about knowing your rights when people try to coerce you.

YOU are biassed and i might add doing exactly what you accuse others of doing. appearing on a thread just to be a pain in the arse. as i suggested in my "how to bury threads" remark, i have visited yours out of interest, only to be called whatever you think cutting enough.

but please do your worst. the first couple of posts are all this thread needs. it's not about money and it's not philosophy either.

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Valus
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posted July 27, 2010 04:15 PM     Click Here to See the Profile for Valus     Edit/Delete Message
lol

I'm on this thread for a good reason.
Something you wouldn't know much about.

My threads are being targeted,
and this thread is hard evidence.

My thread was about Holisticism.

Where's the forum for that?

Oh, right -- its right HERE.

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WinkAway
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posted July 27, 2010 05:05 PM     Click Here to See the Profile for WinkAway     Edit/Delete Message
Valus.. It's tiresome really to come to any thread here.

I came here to see what else was posted in relation to the thread topic and BAM there you are again turning into your own personal vendeta.

LEAVE the moderating to the moderators

and

LEAVE the topic of the threads alone. If you wish to complain and argue, start a thread on GU.

Edited: as I got carried away...again.

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Musette
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posted July 27, 2010 05:12 PM     Click Here to See the Profile for Musette     Edit/Delete Message
Those would have to be some really bored crickets, Wink...

Back to what matters in this thread, which is the topic... It's good that you posted this Kat because collectors do get abusive with people who don't know their rights. Some of the stories I've seen on the news are just crazy. But that claim to charge for terrorism might be a cake-topper. The FTC does have regulations on debt-collecting here if anyone is interested, needs the info, or knows someone who does: http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre18.shtm

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WinkAway
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posted July 27, 2010 05:13 PM     Click Here to See the Profile for WinkAway     Edit/Delete Message
ANYWAY...

I watched a special on TV about how collectors were getting in trouble for their methods.
One was something to do with a family who were threatened jail time from a collector. I'll have to see if I can find a link to their story. But it turned out it was the same company my car loan is thru! Messed up..

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AbsintheDragonfly
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posted July 27, 2010 05:14 PM     Click Here to See the Profile for AbsintheDragonfly     Edit/Delete Message
I even had one try to "one up" me with regards to our situation with husband being in the hospital.

That one, ROFL... The bill collector: "I had that happen too! And I had 5 kids and I was a stay at home mom...I just had to borrow money to pay off my bills. My husband had rung up $1,000,000 after 8 days in the ICU."

I told her she should get a new hospital...

That was the one that refused the payment I offered them, repeatedly.

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AbsintheDragonfly
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posted July 27, 2010 05:19 PM     Click Here to See the Profile for AbsintheDragonfly     Edit/Delete Message
Got an email from a friend, who heard on the news, that there are people getting threatened with violence, like "we're watching your kids" kinda stuff.

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LEXX
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From: Still out looking for Schrödinger's cat.........& LEXIGRAMMING... is my Passion!
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posted July 27, 2010 06:05 PM     Click Here to See the Profile for LEXX     Edit/Delete Message
Valus said:
quote:
My thread was about Holisticism.

Where's the forum for that?

Oh, right -- its right HERE.



Not right at all.

holisticism definition

quote:
holistic [həʊˈlɪstik]
adj
1. (Philosophy) of or relating to a doctrine of holism
2. (Medicine) of or relating to the the medical consideration of the complete person, physically and psychologically, in the treatment of a disease
holistically adv

So it belongs in either Health And Healing or Universal Codes, or both.
Not at LLC2.

------------------
Everyone is a teacher...
Everyone is a student...
Learning is eternal.
~Everyone is
gifted. Some simply open the package sooner~
}><}}(*>
.☆¨¯`♥ ¸.☆¨¯`♥ ¸.☆¨¯`♥

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WinkAway
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posted July 27, 2010 06:45 PM     Click Here to See the Profile for WinkAway     Edit/Delete Message
seriously?

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LEXX
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From: Still out looking for Schrödinger's cat.........& LEXIGRAMMING... is my Passion!
Registered: Apr 2009

posted July 27, 2010 06:48 PM     Click Here to See the Profile for LEXX     Edit/Delete Message
We got threats like that with a student loan.
Yeah, they do get evil nasty.

------------------
Everyone is a teacher...
Everyone is a student...
Learning is eternal.
~Everyone is
gifted. Some simply open the package sooner~
}><}}(*>
.☆¨¯`♥ ¸.☆¨¯`♥ ¸.☆¨¯`♥

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